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Licensed Daycare in Cumberland, Indiana

Q: What's the average daycare cost in Cumberland?

Statewide averages in Indiana run roughly $970/month for infants and $750/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

Q: What staff-to-child ratios apply in Cumberland daycares?

All licensed Indiana centers must meet the state minimum: 1:4 for infants, 1:5 for toddlers, and 1:10 for preschool. NAEYC-accredited centers in Cumberland typically operate below these ceilings.

Q: Are subsidies available for daycare in Cumberland?

Indiana families can apply for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide .

Each provider on this page is verified through the state's public child care licensing search. Cost figures are city-wide averages from CCAA reporting.

Licensed Centers

Infant Spots

$970/mo

Indiana avg infant

1:4

State infant ratio

Childcare costs in Cumberland

ChildCare Aware reports the Indiana average full-time cost at $970/month for infant care and $750/month for preschool. City-level prices in Cumberland vary by ZIP code and program model — Head Start sites are free for eligible families, family daycare homes typically run 10-30% below center rates, and accredited centers run above the average.

The Child & Dependent Care Tax Credit and a Dependent Care FSA ($5,000 max) reduce effective cost regardless of program. Indiana families may also qualify for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627).

Full Indiana licensing & cost overview

Quick facts

State regulator: Indiana FSSA — Office of Early Childhood and Out-of-School Learning
Infant ratio: 1:4
Toddler ratio: 1:5
Preschool ratio: 1:10
Avg capacity: 67 kids

ZIP codes covered

46229 4

Program types in Cumberland

Licensed Family Daycare Home

2 centers

Before & After School Care

2 centers

All Cumberland licensed centers

Page 1 of 1

H Family Daycare

Hammond KinderSmile #208

Cumberland

School Age (5+) Cap 35

I Family Daycare

Indianapolis Cloud Nine Kids #448

Cumberland

School Age (5+) Cap 30

Open a listing for the full state-registry record — capacity, age range, contact info, and license issue date.

Common parent questions about licensing, ratios, and how to compare programs in this area.

How many licensed daycare centers are in Cumberland, Indiana?

Our directory lists 4 licensed childcare centers in Cumberland, Indiana, sourced from Indiana FSSA — Office of Early Childhood and Out-of-School Learning. All listings hold a current state license at indexing time; verify status directly via the state's lookup tool before enrollment.

What's the average daycare cost in Cumberland?

Statewide averages in Indiana run roughly $970/month for infants and $750/month for preschool. City-specific costs vary — large metros and dense neighborhoods trend higher than rural ZIPs. Use the cost estimator for a closer ballpark.

What staff-to-child ratios apply in Cumberland daycares?

All licensed Indiana centers must meet the state minimum: 1:4 for infants, 1:5 for toddlers, and 1:10 for preschool. NAEYC-accredited centers in Cumberland typically operate below these ceilings.

Are subsidies available for daycare in Cumberland?

Indiana families can apply for Indiana Child Care Development Fund (CCDF) (intake: (800) 299-1627). Federal options like the Child & Dependent Care Tax Credit and a Dependent Care FSA stack on top. See our subsidies guide.

How do I verify a Cumberland daycare's license?

Look up the provider directly in the official Indiana FSSA — Office of Early Childhood and Out-of-School Learning search. License status is the single most important credential to confirm before enrolling.